MERCHANT STORED VALUE INFRASTRUCTURE
Turn repeat
customers into
prepaid
customers.
Launch branded stored value that gives customers a reason to come back. Zennies powers customer balances, prepaid funds, rewards, and promotional credits without building the financial infrastructure yourself.
Keep more customer spending inside your brand.
BUILT FOR REPEAT BUSINESS
Stored value that keeps
customers coming back.
Give customers a reason to put money into your brand before their next purchase. Zennies handles the balances, ledger, incentives, and wallet experience underneath.
Prepaid revenue
Capture future customer spending upfront.
Higher repeat purchasing
Existing balances create another reason to return.
Programmable incentives
Reward loads, purchases, and customer behavior.
Merchant-owned relationship
Your brand, your customers, your wallet.
01 / PUBLIC API
Stored value infrastructure.
A simple API.
Create balances, move value, issue rewards, process refunds, and track every transaction through one financial primitive.
Built for your stack →// ₱1,000 prepaid by your customer
await zennies.credits.create({
customer: "cus_123",
amount: 100000,
type: "purchased"
});
// ₱100 to bring them back
await zennies.credits.create({
customer: "cus_123",
amount: 10000,
type: "promotional",
reason: "reload_bonus"
});# ₱1,000 prepaid by your customer
curl https://api.zennies.com/v1/credits \
-H "Authorization: Bearer $ZENNIES_API_KEY" \
-H "Content-Type: application/json" \
-d '{"customer":"cus_123","amount":100000,
"type":"purchased"}'
# ₱100 to bring them back
curl https://api.zennies.com/v1/credits \
-H "Authorization: Bearer $ZENNIES_API_KEY" \
-H "Content-Type: application/json" \
-d '{"customer":"cus_123","amount":10000,
"type":"promotional",
"reason":"reload_bonus"}'02 / MERCHANT DASHBOARD
Every balance.
Every return visit. In view.
See how prepaid funds become repeat purchases. Follow funding, spend, reloads, and the balances your customers come back to use.
Illustrative dashboard · Demo data only. Not actual Zennies or merchant results.
03 / CONSUMER WALLET
Your brand.
Your wallet.
Customers should feel like they are using your product—not ours. Zennies stays behind the scenes while your brand owns the experience and customer relationship.
See how it works →HOW IT WORKS
From first load
to the next ten visits.
A reason to prepay.
A reason to return.
Load
Give customers a reason to prepay. Load ₱1,000. Receive ₱100 bonus.
Spend
Make stored value the easiest way to pay. Customers use their balance whenever they return.
Return
Remaining balances, cashback, and promotional credits give customers a reason to come back—and keep spending inside your brand.
PROGRAMMABLE VALUE
Give customers a reason
to load.
Stored value works when customers receive something worth coming back for. Build incentives directly into the wallet experience.
Reload bonus
Load ₱1,000
Get ₱100
reason: reload_bonusCashback
Spend ₱500
Get ₱25 back
reason: cashbackPromotional credit
Here’s ₱100
Expires Sunday
expires_at: SundayMembership credit
Pay ₱999/month
Receive ₱1,100
interval: monthlyPurchased value and promotional value. One ledger.
One balance infrastructure.
More than one use case.
The wallet is one experience.
The foundation goes further.
Prepaid wallets
Let customers load money before purchasing.
Store credit
Turn refunds and service credits into reusable value.
Cashback
Return part of a purchase to the customer’s balance.
Gift cards
Issue transferable or customer-linked stored value.
Memberships
Bundle recurring payments with monthly credits or benefits.
Promotions
Issue targeted or expiring promotional balance.
DEVELOPER EXPERIENCE
Built for developers.
Not workarounds.
Integrate stored value without building a financial ledger, reconciliation system, incentive engine, and consumer wallet from scratch.
Explore the API example ↗REST API
Clear resources. Familiar patterns. Built to fit your existing stack.
Webhooks
Keep your systems in sync with every movement of value.
Idempotency
Retry requests without duplicating movements.
Sandbox environment
Build and test your integration before moving real value.
Ledger history
A traceable record of every credit, debit, and refund.
Ledger-first
Every balance derives from immutable movements of value.
THE INFRASTRUCTURE BEHIND YOUR BRAND
Turn loyalty
into stored value.
Give your best customers a reason to prepay, return, and spend more with your brand.